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Landlords Insurance

Landlord or buy-to-let buildings insurance is essential.

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Landlord & Tenants

Landlord or buy-to-let buildings insurance

We always try to ensure a smooth and efficient process.

The key benefits to our policy:

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    Buildings cover

    The buildings cover provides protection against all the usual risks, including the benefit of covering any loss or damage caused by theft or attempted theft involving forced entry or exit.

    Whenever you claim on our policy, the standard excess is £100 of each claim, we cover the rest.

    Buildings cover

    The buildings cover provides protection against all the usual risks, including the benefit of covering any loss or damage caused by theft or attempted theft involving forced entry or exit.

    Whenever you claim on our policy, the standard excess is £100 of each claim, we cover the rest.

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    Water damage

    The most common cause of property insurance claims – you should make sure that you are fully protected. Deacon’s policy covers damage caused by escape of water from fixed installations, such as washing machines and dishwashers.

    Often, pipes are behind walls or under floors and difficult to get to if they have sprung a leak. An important type of cover we also provide is ‘trace and access which pays for the associated costs of finding and accessing a leaking pipe.

    Water damage

    The most common cause of property insurance claims – you should make sure that you are fully protected. Deacon’s policy covers damage caused by escape of water from fixed installations, such as washing machines and dishwashers.

    Often, pipes are behind walls or under floors and difficult to get to if they have sprung a leak. An important type of cover we also provide is ‘trace and access which pays for the associated costs of finding and accessing a leaking pipe.

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    Loss of rent

    If the property cannot be lived-in following any damage caused by an insured event, cover will automatically be provided for loss of rent to you up to 20% of the total buildings sum insured.

    Loss of rent

    If the property cannot be lived-in following any damage caused by an insured event, cover will automatically be provided for loss of rent to you up to 20% of the total buildings sum insured.

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    Landlords’ liability

    If there is an accident resulting in injury, or damage to any contents of tenants, contractors or visitors to the property, landlords’ liability will provide up to £5 million cover

    Landlords’ liability

    If there is an accident resulting in injury, or damage to any contents of tenants, contractors or visitors to the property, landlords’ liability will provide up to £5 million cover

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    Contents cover

    This automatically covers the landlord’s and communal contents for up to £5,000. The amount can be increased for an additional premium.

    Contents cover

    This automatically covers the landlord’s and communal contents for up to £5,000. The amount can be increased for an additional premium.

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    Public Liability

    Provides protection for either individuals or companies against claims from third parties caused by bodily injury or disease or damage to their property

    Public Liability

    Provides protection for either individuals or companies against claims from third parties caused by bodily injury or disease or damage to their property

Landlord or buy-to-let buildings insurance is essential if you own residential property that is rented out.

At Deacon we understand the lettings business so our policies are designed to help with the practical realities of renting property in today’s market. It means we don’t create unnecessary difficulties and always try to ensure a smooth and efficient process.

What does Deacon landlords’ insurance cover?

Our policies are suitable for professional or part time landlords. Our buy to let and landlords policy covers the following types of lets:

  • Professional lets
  • Student lets
  • Holiday lets
  • Individual or multiple properties
  • Detached, semidetached, terraced, or flats

Full Terms and Conditions can be found in the policy wording

Why Quotedesk?

We aim to match your needs. Our policies are also able to provide a wide variety of add-ons created with your needs in mind.

These companies, each with substantial experience in their own specific field of insurance, are all part of the Arthur J. Gallagher group and have been brought together by Quotedesk to offer an unrivalled choice to our customers.

“With the united strength of specialist insurance companies, our goal is to offer a complete range of insurances.”

 

Benefits:

  • Arthur J. Gallagher is one of the largest insurance brokers in the world, which means we have huge buying power to get better insurance rates for our customers

  • As a broker we can also negotiate exclusive special rates directly with insurers

  • As one of the largest and oldest brokers in the world (trading since 1927) there isn’t much we can’t insure, giving you comfort that you can come to us for all your insurance needs whether these are personal or business related

 

Check out some of the brands opposite that are part of 
Arthur J. Gallagher who collectively manage the insurance needs for over 400k UK customers and growing.

Would you like to know more? Please call our insurance experts on;



0808 159 2889

Frequently Asked Questions

Is this policy good for buy-to-let?

Yes! If you are looking to buy-to-let, you will effectively become a landlord. This means that tenants would live in your property which in turn can give rise to potential claims and situations that would affect a landlord. This policy aims to cover those issues.

Can I speak to someone?

Yes, Deacon is a property insurance specialist with more than 25 years of experience. We have a team of experienced staff, trained to help you in your insurance decisions, making your choice simple and hassle free

What happens if I claim?

An experienced claims team makes up a good part of Deacon. They are trained to handle claims from the small to the large. If you have a water leak or damage to your property and want to talk before making a claim, our claims team is just a free call away.

Do you offer legal expenses and rent guarantee?

Yes we do. We can provide you with a separate rent guarantee and/or legal expenses quotes.

Our legal expenses product provides up to £50,000 cover for areas such as property (help to repossess your property from tenants), criminal prosecution defence (defence of a criminal prosecution relating to the letting of the property, brought against you as the landlord) and access to a 24/7 helpline service

Will this cover Liability?

Yes our landlords and buy-to-let policy both include cover for personal and property liability as standard.

Did this answer you question? If they didn’t then please contact us on;


0808 159 2889

We’ll be happy to advise you.

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